Free tool · Perth-based · 40+ lenders

Loan repayment calculator

Greenside Finance team · Updated October 2026

Work out weekly, fortnightly or monthly repayments for a car, ute, equipment or personal loan, with or without a balloon. Then get a free quote for your real rate.

  • Weekly, fortnightly or monthly
  • Balloon option
  • No details needed

Calculate your repayments

$
%

Example rate only. Your rate depends on the lender and your situation.

Estimated repayment

$0

per week

Total interest$0
Total repayments$0
  • Loan amount
  • Interest
Get a free quote for your real rate

Estimate only, not a quote or an offer of credit. Excludes fees and charges. Assumes the rate stays the same for the whole term.

Show year-by-year breakdown
YearRepaymentsInterestBalance at year end

Ways to lower your repayments

  • Choose a longer term. Smaller repayments, but more interest overall.
  • Add a deposit or trade-in. A smaller loan means smaller repayments and less interest.
  • Consider a balloon. Common on business vehicles and equipment. It lowers repayments, but you owe the balloon at the end.
  • Compare lenders. We compare 40+ lenders to find a rate and structure that suits you. See car loans, ute finance, equipment finance and personal loans.

Frequently asked questions

How are the repayments worked out?

We use the standard loan formula: the repayment that pays off the loan amount (less any balloon) over the term at the interest rate you enter, with interest calculated each repayment period. If you add a balloon, the balloon is paid as a lump sum with the last repayment.

Does the calculator include fees?

No. Lenders may charge establishment, monthly account and other fees, and some fees can be added to the loan. Your quote will show the full cost, including the comparison rate.

What is a balloon payment?

A lump sum left owing at the end of the loan. It lowers your regular repayments but you pay more interest overall and need to pay or refinance the balloon at the end. Balloons are common on business vehicle and equipment loans.

Is this a quote or an approval?

No. It's an estimate to help you plan. Your actual rate and repayments depend on the lender, the asset, the loan term and your situation. For real numbers, get a free quote.

Greenside Finance Pty Ltd (ABN 76 678 053 122) is an Authorised Credit Representative (#561052) of Fintelligence Pty Ltd, Australian Credit Licence #511803. Unit 5/531 Hay St, Subiaco WA 6008 · 1800 147 336. All finance is subject to lender approval, terms, conditions and fees. Information on this page is general and doesn't consider your objectives, financial situation or needs.

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Address: Unit 5/531 Hay St, Subiaco WA 6008
Phone: 1800 147 336

Greenside Finance (ABN 76 678 053 122) is an Authorised Credit Representative (#561052) of Fintelligence Pty Ltd (ABN 80 625 017 174), who holds Australian Credit Licence (#511803).

Complaints: contact our Complaints Officer on 1800 147 336 or at [email protected]. If we can't resolve your complaint, you can contact the Australian Financial Complaints Authority (AFCA), a free, independent service, on 1800 931 678 or at afca.org.au. Greenside Finance is an AFCA member (member number 108475).