Perth-based · 40+ lenders · Australia-wide
Greenside Finance team · Updated October 2026
Finance for a new or used road bike, dirt bike or scooter, from a dealer or a private seller. A Perth broker compares 40+ lenders, Australia-wide.
A motorbike loan finances a new or used road bike, cruiser, dirt bike or scooter, usually as a secured loan with the bike as security. Greenside Finance are Perth-based finance brokers comparing 40+ lenders for motorbike loans, and we lend across Western Australia and Australia-wide.
Riding mainly for work, such as courier or delivery work on an ABN? That can be set up as business finance instead, and we arrange that too: see business funding.
| Factor | What it means for you |
|---|---|
| Bike age and type | Newer bikes have more lenders. Older bikes have fewer, and some lenders won't fund grey imports or certain types. |
| Deposit | Some lenders finance the full price for a good credit history. Others want a deposit, especially for older bikes. |
| Credit history | A good credit history opens the whole panel. Defaults and many recent enquiries narrow it. |
| Income | Lenders check that the repayments fit alongside your living costs. Employment and self-employed income are both assessed. |
| Seller | Dealer sales are accepted widely. Private sales are accepted by some lenders, with a PPSR check. |
Illustrative scenario based on common enquiries, not a specific client. Amounts are examples only. A Perth rider wanted a two-year-old adventure bike for around $20,000 from a dealer. With steady PAYG income and a good credit history, most of the panel could consider the loan. We compared a three-year and a five-year term so he could weigh the higher repayment against the lower total interest.
Sometimes. Some lenders finance the full price for borrowers with a good credit history. Others want a deposit, especially for older bikes. We check what applies to you.
Yes, with many lenders. A private sale needs a PPSR check. See how private sale finance works.
Often yes, though a smaller group of lenders fund off-road bikes and quads. Tell us the make, model and year.
Sometimes. Past defaults narrow the lenders and usually raise the rate, and a deposit may be needed. We'll tell you plainly what's realistic.
It varies by lender. Some will lend smaller amounts, and others have a higher minimum. Tell us the price and we'll find a lender that fits.
Some lenders don't fund grey imports, but others will, case by case. Age limits apply at the end of the term. Send us the details and we'll check.
Some lenders decide within hours, and others take a day or two. We can't promise an outcome, but we'll tell you what's needed to avoid delays.
Accessories bought with the bike and itemised on the invoice can often be included, within the lender's limits. You'll need the bike insured at settlement.
Two quick steps. No impact on your credit score to get a quote.
Greenside Finance Pty Ltd (ABN 76 678 053 122) is an Authorised Credit Representative (#561052) of Fintelligence Pty Ltd, Australian Credit Licence #511803. Unit 5/531 Hay St, Subiaco WA 6008 · 1800 147 336. All finance is subject to lender approval, terms, conditions and fees. Information on this page is general and doesn't consider your objectives, financial situation or needs.
