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New Car Loans

Looking to drive away in a new car? Greenside Finance specialises in new car loans, offering you the best financing options with competitive rates. Our expert team is here to make your car buying journey smooth, handling everything from application to approval with ease.
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What's the process of getting a new car loan?

As a car loan broker, we simplify securing the best financing options for your new vehicle. Here’s how it works:
Determine Your Budget 
We help you assess your financial situation and set a realistic budget based on what you can comfortably afford, including monthly payments, insurance, and other costs.
Check Your Credit Score
We will evaluate your credit score to help ensure you qualify for a loan. Understanding your credit profile is crucial in securing favorable financing options.
Explore Loan Options
As a broker, we compare various lenders to find the most competitive financing options for you. We help you compare rates and terms to find the best deal.
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Get Pre-Approved
We assist in getting you pre-approved for a loan. Pre-approval gives you a clearer understanding of how much you can borrow and helps you confidently negotiate with dealers.
Review and Sign the Loan Agreement
Once approved, we review the loan terms with you, making sure you understand all details. We help you finalise and sign the agreement.
Take Delivery of Your Car
After the loan is finalised, you can take delivery of your new car. We’ll continue to be available for any further support you need with the loan or financing.

What are the benefits of a new car loan?

Affordable Payments
A new car loan allows you to spread the cost over time, making higher-priced cars more accessible with manageable monthly payments.
Lower Interest Rates
New car loans often come with lower interest rates, particularly for borrowers with good credit, saving you money over the life of the loan.
Flexible Terms
Many lenders offer flexible loan terms, allowing you to choose a repayment period that suits your budget, whether it's shorter with higher payments or longer with lower ones.
Access to the Latest Models
Financing a new car gives you access to the latest models with advanced features, better fuel efficiency, and full warranties, providing peace of mind and enhanced driving experience.

What are other things to consider when getting a new car loan?

Vehicle Choice

Consider whether the car you’re interested in fits your lifestyle and long-term needs. Think about fuel efficiency, size, and how much you’ll use it, as this can affect overall running costs.

Insurance Costs

Insurance premiums vary depending on the car’s make, model, and safety features. Before purchasing, get an insurance quote to estimate ongoing costs. Choosing a car with a good safety rating can help lower your premiums.

Warranty and Maintenance

New cars often come with warranties that cover repairs for a few years. Check what’s included in the warranty and consider how this impacts your future costs for servicing and repairs.

We can help you every step of the way.

We’ll save you from all the stress while saving you valuable time and money too—a complete one-stop shop! Our car loan specialists are here to help you, from navigating the minefield of lender requirements to negotiating and arranging the settlement with the lender.
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Benefits
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Leading lenders

We select products from only the best lenders who meet out strict criteria for price, service and ethics.
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Bad credit

We can find you good value finance regardless of your personal circumstances or credit history.
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Easy process

We take the hassle out of getting a car loan.
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Best possible deal

Our experienced car loan specialist will fight for you and save you money.

Discover why the grass is greener at Greenside Finance.

Our finance specialists simplify the entire process, saving you time, money, and stress. From navigating lender requirements to negotiating and finalising the settlement, we offer a complete one-stop solution for all your financing needs.
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Better Lenders

We carefully select products from trusted lenders who meet our high standards for competitive pricing and quality service.
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Low Credit Score?

We can help you secure affordable financing options, no matter your personal circumstances or credit history.
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More Approvals

Our easy-to-follow process makes getting your loan approved fast and simple.
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Best Rates

Our expert loan specialists work tirelessly to secure the lowest interest rates.

Secure Your Finance First

Get your loan approved with Greenside Finance before you start shopping. Our quick approval process simplifies your car buying, and our optional car locating service makes finding the right vehicle easier than ever. Enjoy a streamlined, efficient car buying experience with pre-approval and expert assistance.

How Do I Apply?

Applying with Greenside Finance is smooth and simple!
  • Submit Your Application: Use the "Get Started" button below
  • Get the Best Deal : We’ll search for the most competitive finance options tailored to your needs.
  • Get Approved: We’ll handle the approval process and coordinate the paperwork.
  • Loan Settlement: We’ll manage the rest!
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Frequently Asked Questions (FAQ)

What is car financing?
  • Car financing allows you to purchase a vehicle by paying it off over time through monthly instalments, rather than paying the full amount upfront.
How do I know if I qualify for car finance?
  • Lenders typically assess your credit score, income, and existing debt to determine eligibility. A higher credit score and a stable income generally improve your chances of approval.
Is financing a new car different from a used car?
  • The process for financing new or used cars is essentially the same. However, new cars often qualify for a lower interest rate as they are considered less risky to the lender.
Can I pay off my car finance early?
  • Yes, many car finance agreements allow for early repayment, but check for any early repayment penalties or fees in your contract.
Why use a broker for new car finance?

Brokers have extensive knowledge of the car finance market and can help you navigate complex terms and conditions, ensuring you get the best deal.

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Fill out the following details, and one of our experts will get in touch at a time that suits you.
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Have questions? We're here to help.

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Our loan experts are ready to assist—just give us a call.
Call Us – 1800 147 336
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We're dedicated to your growth, providing expert loan solutions across Australia to support your financial progress and help you achieve your goals.
Greenside Finance Pty Ltd (ABN 76 678 053 122) trading as Greenside Finance Authorised credit representative ( ACR 561052 ) of Fintelligence Pty Ltd (Australian Credit License #511803)
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