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Finance broker meeting a couple in a Subiaco office

How a Car Finance Broker Works in Perth

A car finance broker compares loans from many lenders for you, helps you pick one that fits your budget and situation, and manages the application through to settlement. Brokers are usually paid a commission by the lender when the loan settles, and many, including us, also charge a brokerage fee. There is nothing to pay […]
Last Updated on : October 5, 2026
Car keys over a repayment schedule and calendar

Repaying a Car Loan Early: Loan Terms and Balloon Payments Explained

In most cases you can repay a car or asset loan early, but some loans charge an early repayment fee and some fixed-rate loans have break costs. A shorter term means higher repayments and less interest overall. A longer term lowers repayments but costs more in interest. A balloon payment lowers repayments further by leaving […]
Last Updated on : October 5, 2026
Woman reviewing her credit report at home

Credit Scores and Car Loans: What Lenders Look At

A credit score is a number from a credit reporting body such as Equifax, illion or Experian that summarises your credit history. Car lenders use it, along with your income, expenses, existing debts and any defaults, to decide whether to approve you and what rate to offer. A higher score usually means more lenders and […]
Last Updated on : October 5, 2026
Couple comparing two cars on a Perth driveway

Car Loan vs Novated Lease: Which Suits You?

A car loan means you own the car from day one and repay a lender over a fixed term. A novated lease is a three-way arrangement between you, your employer and a finance company, with payments taken from your pre-tax pay. A car loan suits most people who want ownership and flexibility. A novated lease […]
Last Updated on : October 5, 2026
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We're dedicated to your growth, providing expert loan solutions across Australia to support your financial progress and help you achieve your goals.
Address: Unit 5/531 Hay St, Subiaco WA 6008
Phone: 1800 147 336

Greenside Finance (ABN 76 678 053 122) is an Authorised Credit Representative (#561052) of Fintelligence Pty Ltd (ABN 80 625 017 174), who holds Australian Credit Licence (#511803).

Complaints: contact our Complaints Officer on 1800 147 336 or at [email protected]. If we can't resolve your complaint, you can contact the Australian Financial Complaints Authority (AFCA), a free, independent service, on 1800 931 678 or at afca.org.au. Greenside Finance is an AFCA member (member number 108475).