Perth-based · 40+ lenders · Australia-wide

Best boat and caravan loan broker in Perth

Greenside Finance team · Updated November 2026

Greenside Finance is a Perth-based boat and caravan loan broker: we compare 40+ lenders for buyers in Western Australia and lend Australia-wide, for new or used boats, jet skis, caravans, camper trailers and motorhomes. Getting a quote is free.

  • 40+ lenders compared
  • Perth-based, Subiaco office
  • Rated Excellent from 82 Google reviews
  • No impact on your credit score to get a quote
Caravan and trailer boat parked at a Western Australian coastal campsite beside the Indian Ocean

Who are we?

Greenside Finance is a Perth-based finance brokerage at Unit 5/531 Hay St, Subiaco WA 6008. We arrange boat and caravan loans for families, couples, retirees, FIFO workers and the self-employed across Western Australia, from the Swan River and Mandurah to Geraldton, Broome and the Kimberley, and we lend Australia-wide. You deal with a named broker: Tom Dihm, James Brynjulfsen or Reolan Naidoo, by phone, email or in person at the office.

Our Google rating is Excellent from 82 reviews (as at October 2026). Read them yourself before you choose any broker, ours included.

How do you choose the best boat and caravan loan broker in Perth?

The best broker for you compares many lenders, knows which ones fund the kind of boat or van you want, and puts the options in writing. Ask every broker, us included, these questions:

  • Are you licensed? Brokers must be a credit licensee or an authorised credit representative, and you can check the ASIC register. Ours: Greenside Finance Pty Ltd is an Authorised Credit Representative (#561052) of Fintelligence Pty Ltd, Australian Credit Licence #511803.
  • How many lenders do you compare? Ours is 40+. Lenders differ a lot on boats, jet skis and older vans, so ask which ones suit your purchase and why.
  • Do you handle both boats and caravans? The lenders that fund a four-year-old half-cabin are often not the ones that fund a 12-year-old caravan.
  • How are you paid, and what will I be charged? We explain this in writing before you go ahead.
  • Will I see the options in writing? You should get the repayment, the comparison rate and the fees for each option, not just one number.
  • Will you apply to lenders before you know it will work? We check the fit with the lender's policy first, so you avoid a string of unnecessary credit enquiries.
  • Who will I deal with, and will they still be there after settlement? A named broker, before and after.
  • What do the reviews say? Look at the count and the recent ones, not only the star rating.

What boat and caravan finance can we arrange?

  • Boats, new or used: tinnies, runabouts, half-cabins, fishing boats and cruisers, with the trailer on the same loan where the lender allows. See boat loans.
  • Jet skis and personal watercraft. A smaller group of lenders fund these, so tell us the make, model and year.
  • Caravans, new or used, including pop-tops, off-road vans and fifth-wheelers. See caravan loans.
  • Camper trailers and motorhomes. Rules vary by lender, and we check which ones fit.
  • Dealer, expo and private sales. For a private sale we run a PPSR check at no cost to you, and the lender pays the seller.
  • Extras on the invoice, such as electronics, safety gear, solar or an awning, within the lender's limits.

Also need a tow vehicle? See ute finance or used car loans. Buying a boat that earns income, like a charter or commercial fishing boat, or using a caravan mainly for business? That is assessed as business finance: see business funding or equipment finance.

How is boat finance different from caravan finance?

FactorWhat it means for you
Which lendersCaravans are funded by many car and caravan lenders. Boats and jet skis are funded by a smaller group of lenders, and sailing boats and unusual vessels fewer again.
AgeNewer boats and vans have more lenders and usually better terms. Older ones have fewer lenders and sometimes a shorter term.
Deposit and propertySome lenders finance the full price for borrowers with a good credit history, especially homeowners. Without property, many ask for a deposit.
Credit historyA good credit history opens the panel. Past defaults narrow the choice of lenders, but they don't rule you out.
IncomeLenders check the repayments fit alongside your living costs. Retirees may be assessed on super and pension income.
Seller and conditionDealer sales are accepted widely. Private sales are accepted by many lenders, subject to a PPSR check, and larger vessels may need a survey or valuation.

Who does a boat and caravan loan broker suit?

  • Families buying a tinny, half-cabin or runabout for weekends at Rottnest, the Swan and the coast.
  • Grey nomads and retirees planning a lap of Australia, the Coral Coast or the Nullarbor, who want repayments they can plan around.
  • FIFO and DIDO workers whose pay doesn't look like a standard payslip.
  • Self-employed buyers, who can usually use BAS and bank statements.
  • Buyers financing a jet ski, camper trailer or motorhome.
  • Anyone buying privately or an older boat or van, where the choice of lender matters most.
  • Anyone with a few marks on their credit history. Past defaults narrow the choice of lenders, but they don't rule you out.

What documents do you need?

  • Driver's licence, plus your boat licence or skipper's ticket if you have one
  • Recent payslips, pension statements, or BAS and bank statements if self-employed
  • Recent bank statements showing your income
  • A list of your assets and debts
  • The dealer's quote or invoice, or the listing for a private sale: make, model, year, hull ID or VIN and price
  • For a private sale: the seller's name and bank details

How it works

  1. Tell us what you want to buy. The price, new or used, dealer or private, and a few details about your income. Use the two-step quote form below or call 1800 147 336. It has no impact on your credit score.
  2. We talk it through. A broker calls to check your situation, your budget (including insurance, mooring or storage and running costs) and what you plan to buy.
  3. We compare lenders. We match you to lenders whose policies suit your boat or van and send the options with repayments, fees and the comparison rate.
  4. You choose and we submit. You pick an option, send your documents and we lodge the application. Some lenders decide within hours and many straightforward applications are decided in a day or two. It depends on the lender and your paperwork, and approval is always subject to lender criteria.
  5. Settle and collect. You sign electronically, the lender pays the seller, and you collect your boat or caravan. Lenders usually require it to be insured before settlement.

What does a boat and caravan loan broker cost?

A quote and a conversation cost nothing. The lender usually pays us a commission when a loan settles. We may also charge a fee, which is added to your loan amount and never paid upfront, and we explain any fees before you go ahead. We don't quote rates on this page because they depend on you, the boat or caravan and the lender.

Do you only help in Perth?

No. We are based in Subiaco, Perth, and we arrange boat and caravan finance across Western Australia and Australia-wide. Everything can be done by phone, email and electronic signing, and you are welcome at the office if you'd rather meet.

Frequently asked questions

Which boat and caravan loan broker should I use in Perth?

Choose a broker who is licensed, compares many lenders, knows which ones fund your type of boat or caravan and gives you the options in writing. Greenside Finance is a Perth-based broker comparing 40+ lenders, with a named broker from first call to settlement. Check the licence, ask the questions above, and read the reviews of any broker you consider.

What does it cost to use Greenside Finance?

Getting a quote is free. If your loan goes ahead, the lender usually pays us a commission, and we may also charge a brokerage (origination) fee. Any fee is only charged if your loan settles. It is added to your loan amount, so it forms part of your repayments, and it is never paid upfront. We'll explain any fees before you go ahead, and for personal loans we confirm our fees and commissions in writing before you apply. Our credit guide explains how our fees and commissions work.

Do I pay a brokerage fee upfront?

No. Our brokerage fee is never paid upfront. If a fee applies, it is added to your loan and shown in your quote before you sign.

Can I use one broker for both a boat and a caravan loan?

Yes. We compare 40+ lenders for both, and the lenders that suit a boat are often different from the ones that suit a caravan. Tell us what you are buying and we point you to the right ones.

Can I finance a jet ski, camper trailer or motorhome?

Often, yes. Jet skis are funded by a smaller group of lenders, and camper trailers and motorhomes are generally treated like caravans, though rules vary by lender. Tell us the make, model and year.

Can I get a boat or caravan loan with no deposit?

Sometimes. Some lenders finance the full price for borrowers with a good credit history, especially homeowners. Without property, or for older boats and vans, many ask for a deposit. We check what applies to you.

Can I finance a boat or caravan bought privately?

Yes, with many lenders. We run a PPSR check at no cost to you to see if there is finance owing, and the lender pays the seller. See how private sale finance works.

Can I finance an older boat or caravan?

Often, yes, but fewer lenders will consider it, and the term may be shorter. Send us the make, model and year and we will check which lenders would consider it.

Can I finance a sailing boat or yacht?

Some lenders won't fund sailing boats, but others will, case by case. Send us the details and we will check.

Will asking for a quote affect my credit score?

No. Getting a quote has no impact on your credit score. A credit enquiry is only listed on your file if you go ahead with a formal application, and we tell you before that happens.

How fast can I get a boat or caravan loan?

It depends on the lender and how quickly we have your documents. Some lenders decide within hours and many straightforward applications are decided in a day or two. We can't promise an approval or a timeframe.

Get a free boat or caravan loan quote

Two quick steps. Getting a quote won’t affect your credit score.

Greenside Finance Pty Ltd (ABN 76 678 053 122) is an Authorised Credit Representative (#561052) of Fintelligence Pty Ltd, Australian Credit Licence #511803. Unit 5/531 Hay St, Subiaco WA 6008 · 1800 147 336. All finance is subject to lender approval, terms, conditions and fees. Information on this page is general and doesn't consider your objectives, financial situation or needs.

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We're dedicated to your growth, providing expert loan solutions across Australia to support your financial progress and help you achieve your goals.
Address: Unit 5/531 Hay St, Subiaco WA 6008
Phone: 1800 147 336

Greenside Finance (ABN 76 678 053 122) is an Authorised Credit Representative (#561052) of Fintelligence Pty Ltd (ABN 80 625 017 174), who holds Australian Credit Licence (#511803).

Complaints: contact our Complaints Officer on 1800 147 336 or at [email protected]. If we can't resolve your complaint, you can contact the Australian Financial Complaints Authority (AFCA), a free, independent service, on 1800 931 678 or at afca.org.au. Greenside Finance is an AFCA member (member number 108475).