Perth-based · 40+ lenders · Australia-wide

Best car finance broker in Perth

Greenside Finance team · Updated October 2026

Greenside Finance is a Perth car finance broker: we compare 40+ lenders for you, from our Subiaco office, for buyers in Western Australia and Australia-wide. Getting a quote is free.

Get a free quote 1800 147 336

40+ lenders compared
Perth-based, Subiaco office
Rated Excellent from 72 Google reviews
No impact on your credit score to get a quote

Who are we?

Greenside Finance is a Perth-based finance brokerage at Unit 5/531 Hay St, Subiaco WA 6008. We arrange car loans for families, employees, FIFO workers, the self-employed and business owners across Western Australia, and we lend Australia-wide. You deal with a named broker: Tom Dihm, James Brynjulfsen or Reolan Naidoo, by phone, email or in person at the office.

Our Google rating is Excellent from 72 reviews (as at October 2026). Read them yourself before you choose any broker, ours included.

Why use a car finance broker instead of dealer finance or your bank?

Option	How it works
Car finance broker	One conversation, then we compare 40+ lenders against your situation and explain the options. You can buy from any dealer, auction or private seller.
Dealer finance	Convenient at the yard, but it usually comes from the one lender or the small group of lenders the dealer works with, and the dealer may be paid by the lender. Ask for the rate, the comparison rate and every fee in writing.
Your bank	You see that bank's own products only. Worth knowing what it would offer, but it is one lender, not a comparison.

A broker helps most where your situation is not a perfect fit for one lender's rules: a self-employed income, a FIFO roster, a private sale, a recent job change or a few marks on your credit file. Lenders differ a lot in how they treat those, and knowing which one suits you is the job.

How do you choose the best car finance broker in Perth?

Ask every broker, us included, these questions:

Are you licensed? Brokers must be a credit licensee or an authorised credit representative, and you can check the ASIC register. Ours: Greenside Finance Pty Ltd is an Authorised Credit Representative (#561052) of Fintelligence Pty Ltd, Australian Credit Licence #511803.
How many lenders do you compare? Ours is 40+. Ask which ones suit your situation and why.
How are you paid, and what will I be charged? We explain this in writing before you go ahead.
Will I see the options in writing? You should get the repayment, the comparison rate and the fees for each option, not just one number.
Will you run a hard credit check before you know it will work? We check the fit with the lender's policy first, so you avoid a string of unnecessary enquiries.
Who will I deal with, and will they still be there after settlement? A named broker, before and after.
What do the reviews say? Look at the count and the recent ones, not only the star rating.

What car finance can we arrange?

Car loans for new cars from a dealer, with a lender comparison and pre-approval so you can shop with a budget.
Used car loans from dealers and auctions, including older and higher-kilometre cars where lenders allow.
Private sale car loans: we run a PPSR check at no cost to you and the lender pays the seller.
FIFO and DIDO car loans assessed on roster pay and allowances.
Low doc loans for self-employed buyers with an ABN: ID and your self-declared income, with no full financials or tax returns needed. Lenders choose which low doc loans they offer.
Ute finance, for work or personal use.
Business car and commercial vehicle loans for ABN holders, including vans.

Not sure which one you are? Tell us what you want to buy and we will point you to the right product.

How it works

Tell us what you need. Fill in the two-step quote form below or call 1800 147 336. It takes a couple of minutes and has no impact on your credit score.
We talk it through. A broker calls to check your situation, your budget and what you plan to buy.
We compare lenders. We match you to lenders whose policies suit you and send the options with repayments, fees and the comparison rate.
You choose and we submit. You pick an option, send your documents and we lodge the application. Many straightforward applications get a lender decision within a day or two, and some lenders decide within hours. It depends on the lender and your paperwork, and approval is always subject to lender criteria.
Buy the car and settle. Once the lender approves, we check the seller's invoice or contract, you sign electronically and the lender pays the seller.

What does a car finance broker cost?

A quote and a conversation cost nothing. The lender usually pays us a commission when a loan settles. We may also charge a fee, which is added to your loan amount and never paid upfront, and we explain any fees before you go ahead. We don't quote rates on this page because they depend on you, the car and the lender. Product pages with a worked example show the comparison rate.

Who does a broker suit?

Families and first car buyers who want to compare lenders without visiting a dozen websites.
FIFO and DIDO workers whose pay doesn't look like a standard payslip.
Self-employed buyers and new ABN holders.
People buying privately, at auction or an older vehicle.
Anyone with a few marks on their credit history. Past defaults narrow the choice of lenders, but they don't rule you out.
Tradies and business owners buying a ute, van or work car.

Do you only help in Perth?

No. We are based in Subiaco, Perth, and we arrange car finance across Western Australia, from the Pilbara and Goldfields to Bunbury and Albany, and Australia-wide. Everything can be done by phone, email and electronic signing, and you are welcome at the office if you'd rather meet.

Frequently asked questions

What does a car finance broker do?

A broker finds and compares car loans from many lenders, matches your situation to the lenders likely to suit, explains the options and handles the application through to settlement. You still sign the loan with the lender.

Is it better to use a broker or get dealer finance?

It depends on your situation. A broker compares many lenders and you can buy from any seller. Dealer finance is convenient but is usually limited to the lenders that dealer works with. Whichever you choose, compare the rate, the comparison rate and all fees in writing.

What does it cost to use Greenside Finance?

Getting a quote is free. If your loan goes ahead, the lender usually pays us a commission, and we may also charge a brokerage (origination) fee. Any fee is only charged if your loan settles. It is added to your loan amount, so it forms part of your repayments, and it is never paid upfront. We'll explain any fees before you go ahead, and for personal loans we confirm our fees and commissions in writing before you apply. Our credit guide explains how our fees and commissions work.

How many lenders do you compare?

40+ lenders, including banks and specialist car finance lenders. Which ones are relevant depends on your income, the car and your credit history.

Can you help if I'm self-employed?

Often, yes. With an ABN, some lenders offer low doc loans that need ID and your self-declared income, without full financials or tax returns. Lenders choose which low doc loans they offer. If you can supply BAS or bank statements, that opens a lite doc option as well. See low doc loans.

Do you do car finance for FIFO workers?

Yes. Most lenders assess roster pay from payslips and year-to-date earnings, and count regular overtime and allowances. See FIFO car loans.

Can you finance a private sale or a used car?

Yes. We arrange loans for private sales, auctions and dealer used cars, including a PPSR check at no cost to you. See private sale car loans and used car loans.

Will asking for a quote affect my credit score?

No. Getting a quote has no impact on your credit score. A credit enquiry is only listed on your file if you go ahead with a formal application, and we tell you before that happens.

How fast can I get a car loan?

It depends on the lender and how quickly we have your documents. Some lenders decide within hours and many straightforward applications are decided in a day or two. We can't promise an approval or a timeframe.

Do you only work with Perth buyers?

No. We are Perth-based and lend Australia-wide. Everything is done online or by phone.

Greenside Finance Pty Ltd (ABN 76 678 053 122) is an Authorised Credit Representative (#561052) of Fintelligence Pty Ltd, Australian Credit Licence #511803. Unit 5/531 Hay St, Subiaco WA 6008 · 1800 147 336. All finance is subject to lender approval, terms, conditions and fees. Information on this page is general and doesn't consider your objectives, financial situation or needs.