Perth-based · 40+ lenders · Australia-wide
Greenside Finance team · Updated October 2026
Finance for business vehicles, equipment, cash flow and fit-outs, from sole traders to companies. A Perth broker compares 40+ lenders, Australia-wide.
Business funding covers loans and finance for what a business needs to run and grow: vehicles, equipment, cash flow and fit-outs. Greenside Finance are Perth-based finance brokers comparing 40+ lenders for business funding, and we lend across Western Australia and Australia-wide.
Not for you if you're borrowing for a home or an investment property. We don't arrange home loans, but we can refer you to a mortgage broker partner.
| Option | What it's for | Notes |
|---|---|---|
| Chattel mortgage | Buying a vehicle or equipment for the business | You own the asset from day one and the lender holds security over it. GST may be claimable if you're registered. |
| Finance lease | Using equipment without owning it up front | Payments are fixed. Ownership and end-of-term options differ. |
| Term loan | Expansion, fit-outs or a large one-off cost | Fixed repayments over a set term. Often assessed on cash flow, and sometimes secured. |
| Overdraft or line of credit | Ups and downs in cash flow | You pay interest on what you use. Limits are reviewed by the lender. |
| Low doc loan | Established ABN holders without recent tax returns | Your declaration of income replaces full financials and tax returns. Lite doc uses BAS or bank statements instead. |
Illustrative scenario based on common enquiries, not a specific client. Amounts are examples only. A Perth landscaping company with a three-year ABN wanted to buy a mini excavator and a trailer, and needed some working capital for a large job. We split it in two: the machine and trailer went on a chattel mortgage, and a smaller cash flow facility covered wages until the client paid. Keeping them apart gave each its own term and cost.
Chattel mortgages, finance leases, term loans, overdrafts, lines of credit and low doc loans, for assets and cash flow. What's available depends on your business and the lender.
Sometimes. Some lenders accept a new ABN if you've worked in the same trade, often with a deposit. More options open at 6 and 12 months, and the widest choice usually starts around two years.
Not always. Asset finance is secured against the asset itself. Owning property can let you borrow with no deposit, and without property many lenders want a deposit.
Often yes. Low doc relies on your declaration of income instead of full financials or tax returns, and lite doc uses BAS or bank statements. See low doc loans.
Some asset finance decisions come within hours, while larger or more complex cases take days. We can't promise an outcome, but we'll tell you what's needed to avoid delays.
Yes. See excavator finance, truck finance and equipment finance. We compare lenders by asset type and age.
Depending on the structure and whether you're GST-registered, you may be able to. This is general information, not tax advice: check with your accountant.
Yes. Everything is done by phone, email and electronic signing, and we lend Australia-wide. Some lenders exclude certain postcodes, so we check yours first.
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Greenside Finance Pty Ltd (ABN 76 678 053 122) is an Authorised Credit Representative (#561052) of Fintelligence Pty Ltd, Australian Credit Licence #511803. Unit 5/531 Hay St, Subiaco WA 6008 · 1800 147 336. All finance is subject to lender approval, terms, conditions and fees. Information on this page is general and doesn't consider your objectives, financial situation or needs.
