Perth-based · 40+ lenders · Australia-wide
Greenside Finance team · Updated October 2026
Finance for a new or used caravan, camper trailer or motorhome, from a dealer or a private seller. A Perth broker compares 40+ lenders, Australia-wide.
A caravan loan finances a new or used caravan, camper trailer or motorhome, usually as a secured loan with the caravan as security. Greenside Finance are Perth-based finance brokers comparing 40+ lenders for caravan loans, and we lend across Western Australia and Australia-wide.
Using the caravan mainly for business, such as accommodation for a mobile worker? That can be set up as business finance instead, and we arrange that too: see business funding.
| Factor | What it means for you |
|---|---|
| Caravan age | Newer caravans have more lenders and usually better terms. Older vans have fewer lenders, a shorter term and often a higher rate. |
| Deposit and property | Some lenders want a deposit, especially if you don't own property. Owning a home often opens up more lenders and sharper terms. |
| Credit history | A good credit history opens the whole panel. Defaults and many recent enquiries narrow it. |
| Income and employment | Lenders assess whether you can afford the repayment alongside your living costs. Retirees may be assessed on super and pension income. |
| Seller | Dealer sales are accepted widely. Private sales are accepted by many lenders, subject to a PPSR check. |
Illustrative scenario based on common enquiries, not a specific client. Amounts are examples only. A Perth couple planned a year of touring and found a three-year-old caravan priced around $60,000 from a dealer. They owned their home and had a good credit history, which opened more of the panel. A longer term lowered the repayment, so we showed them the extra interest it would cost, and they chose a term in the middle.
Sometimes. Some lenders finance the full price for borrowers with a good credit history, especially homeowners. Without property, many ask for a deposit. We check what applies to you.
It depends on the lender. Newer vans have more lenders. Age limits at the end of the term apply, so older caravans often get a shorter term and a higher rate.
Yes, with many lenders. They fund private sales subject to a PPSR check that shows if there's finance owing. See our private sale guide for how that works.
Often yes. Camper trailers, motorhomes and fifth-wheelers are generally treated as caravans, though rules vary by lender. Tell us what you're buying.
Sometimes. Past defaults mean fewer lenders and a higher rate, and a deposit may be needed. We'll tell you plainly what's realistic.
Often, yes. Some lenders can consider pension, super and investment income. A lender will check you can afford the loan and the length of the term against your age.
Some lenders decide within a day, and others take longer. We can't promise an outcome, but we'll tell you what's needed to avoid delays.
Accessories bought with the caravan, such as an awning or solar, can often be included if they're on the invoice, up to the lender's limit. You'll need caravan insurance in place at settlement.
Choosing a broker? Read how to choose a boat and caravan loan broker in Perth.
Two quick steps. No impact on your credit score to get a quote.
Greenside Finance Pty Ltd (ABN 76 678 053 122) is an Authorised Credit Representative (#561052) of Fintelligence Pty Ltd, Australian Credit Licence #511803. Unit 5/531 Hay St, Subiaco WA 6008 · 1800 147 336. All finance is subject to lender approval, terms, conditions and fees. Information on this page is general and doesn't consider your objectives, financial situation or needs.
