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Home Improvement Loans

We offer competitive rates and flexible terms to make your vision a reality. Our team will guide you through the entire process, from application to approval.
We partner with lenders who offer from 1 to 7 years with weekly, fornightly or monthly repayments on renovations such as: Bathrooms, kitchen remodels, roofing replacements, solar panel installs, landscaping, pools, decks, patios, garage installations, roller shutters, home security systems and more.

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What's the process of getting a home improvement loan?

Securing a home improvement loan can help you upgrade or repair your home without draining your savings. Here’s how the process typically works:

Assess Your Project and Budget
Begin by determining what home improvements you want to make and how much they will cost. Be clear about your goals—whether it’s renovating a kitchen, adding a bathroom, or upgrading your garden—and set a realistic budget for the entire project.

Check Your Credit and Finances
Your credit score and financial situation will impact your loan eligibility and interest rates. As your broker, we can review your credit score, income, and existing debts to get an idea of your financial standing. A strong credit profile may help you secure better terms.

Explore Loan Options
As a broker, we work with multiple lenders to offer you a range of financing options. We help you compare rates and terms to find the best deal.

Get Approved and Receive the Funds
After accepting the loan offer, the funds will typically be disbursed within one business day and you can get your project underway!

What are the benefits of a home improvement loan?

Increase Home Value
Investing in home improvements can boost the overall value of your property. Whether you’re upgrading your kitchen, adding a bathroom, or enhancing curb appeal, a well-executed renovation can make your home more attractive to potential buyers.

Flexible Financing Options
Home improvement loans come in various forms, such as personal loans, home equity loans, or lines of credit. This flexibility allows you to choose the loan that best fits your project size, budget, and repayment preferences.

Preserve Your Savings
Instead of dipping into your savings or emergency fund, a home improvement loan lets you finance the project over time, keeping your savings intact for other expenses or future investments.

Quick Access to Funds
Many home improvement loans offer fast approval and disbursement, allowing you to start your project sooner. Whether it’s urgent repairs or planned upgrades, securing the loan quickly helps you stay on schedule.

What are other things to consider when getting a home improvement loan?

Project Scope and Costs

Be realistic about the scope of your home improvement project and ensure the loan amount covers both expected and unexpected costs. It’s a good idea to get detailed estimates from contractors to avoid overspending.

Impact on Property Value

Not all home improvements increase the value of your property equally. Research which upgrades offer the best return on investment (ROI), particularly if you plan to sell in the near future.

Loan Type

Different loan types may be more suitable for your project. Home equity loans, for example, offer lower interest rates but require you to put your property at risk and have longer repayment terms, which means you may pay more interest overall. Personal loans are more flexible but may come with slightly higher rates.

Discover why the grass is greener with Greenside Finance.

Our finance specialists simplify the entire process, saving you time, money, and stress. From navigating lender requirements to negotiating and finalising the settlement, we offer a complete one-stop solution for all your financing needs.

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Better Lenders

We carefully select products from trusted lenders who meet our high standards for competitive pricing and quality service.

Low Credit Score?

We can help you secure affordable financing options, no matter your personal circumstances or credit history.

More Approvals

Our easy-to-follow process makes getting your loan approved fast and simple.

Best Rates

Our expert loan specialists work tirelessly to secure the lowest interest rates.

Secure Your Finance First

Get your personal loan approved with Greenside Finance before you start shopping. Our fast approval process makes securing your loan simple, and our optional loan assistance service helps you find the right financial product tailored to your needs. Enjoy a smooth, hassle-free borrowing experience with pre-approval and expert guidance every step of the way.

How Do I Apply?

Applying with Greenside Finance is smooth and simple!

Submit Your Application: Use the "Get Started" button below
Get the Best Deal : We’ll search for the most competitive finance options tailored to your needs.
Get Approved: We’ll handle the approval process and coordinate the paperwork.
Loan Settlement: We’ll manage the rest!

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Frequently Asked Questions (FAQ)

How can I use a personal loan for home improvements?

You can use a personal loan for various home improvement projects, such as remodelling a kitchen, upgrading a bathroom, or adding new features to your home.

What factors affect my eligibility for a personal loan for home improvements?

Factors include your credit score, income, debt to-income ratio, and overall financial health.

What are the typical interest rates for personal loans used for home improvements?

Interest rates vary based on your credit score, loan amount, and term. Generally, personal loan rates are higher than secured loans but lower than credit card rates.

How long does it take to get approved for a personal loan for home improvements?

Approval times vary, typically ranging from a few hours to several days, depending on the lender and how complete your application is.

How can Greenside Finance assist with personal loans for home improvements?

Greenside Finance offers customised loan options, compares different lenders, and provides guidance throughout the application process to help you secure the best terms for your loan

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