Perth-based · 40+ lenders · Australia-wide
Greenside Finance team · Updated November 2026
Greenside Finance is a Perth-based truck finance broker: we compare 40+ lenders for owner-drivers, fleets and contractors in Western Australia, and lend Australia-wide. Getting a quote is free.
Greenside Finance is a Perth-based finance brokerage at Unit 5/531 Hay St, Subiaco WA 6008. We arrange truck finance for owner-drivers, transport and civil businesses, FIFO and mining contractors, and farm operators across Western Australia, from Perth to the Pilbara, Goldfields, Wheatbelt and South West, and we lend Australia-wide. You deal with a named broker: Tom Dihm, James Brynjulfsen or Reolan Naidoo, by phone, email or in person at the office.
Our Google rating is Excellent from 82 reviews (as at October 2026). Read them yourself before you choose any broker, ours included.
The best broker for you is one who knows how lenders treat trucks and your kind of work, will compare many of them, and puts the options in writing. Ask every broker, us included, these questions:
Smaller than a truck? See ute finance or business car loans. Machinery on the back? See excavator finance and equipment finance. For more on how truck finance itself works, see our truck finance page. Buying on a chattel mortgage? See how to choose a chattel mortgage broker in Perth.
| Option | What it needs |
|---|---|
| Low doc | ID and your self-declared income. No full financials or tax returns needed. Lenders choose which low doc loans they offer, usually to established operators. |
| Lite doc (easy doc or mid doc) | Recent BAS or business bank statements instead of tax returns. Its own option, for operators who prefer it or whose ABN is newer. |
| Full doc | Tax returns or financials and notices of assessment. Often used for prime movers, larger amounts and multi-truck deals. |
Whichever you use, also have your driver's licence, ABN and GST details, the dealer invoice, auction docket or private sale details, and a contract or work letter if you subcontract. See low doc loans for more.
| Factor | What it means for you |
|---|---|
| ABN and GST age | Rigids and light trucks: some lenders from a new ABN, more from 12 months, the widest choice around 2 years. Prime movers: lenders usually want several years of ABN and GST. |
| Industry experience | Years driving or operating, plus a contract or work letter, carry real weight for new owner-drivers. |
| Previous truck finance | A paid or current loan on a similar truck can open up prime mover lenders. |
| Property | Owning property is the biggest lever. Some lenders won't fund transport operators without it. |
| Deposit | Without property, expect 10 to 20% deposit or trade-in at many lenders. |
| Truck age | Many lenders fund trucks up to around 15 to 20 years old at the end of the loan, and a few go to 25. Older units may need an inspection or a shorter term. |
| Credit history | A good credit history opens the panel. Past defaults narrow the choice of lenders, but they don't rule you out. |
A quote and a conversation cost nothing. The lender usually pays us a commission when a loan settles, and we explain any fees before you go ahead. We don't quote rates on this page because they depend on you, the truck and the lender.
No. We are based in Subiaco, Perth, and we arrange truck finance across Western Australia and Australia-wide. You are welcome at the office if you'd rather meet.
Choose a broker who is licensed, compares many lenders, understands how your type of work is assessed and gives you the options in writing. Greenside Finance is a Perth-based broker comparing 40+ lenders, with a named broker from first call to settlement. Check the licence, ask the questions above, and read the reviews of any broker you consider.
Getting a quote is free. If your loan goes ahead, the lender usually pays us a commission, and we may also charge a brokerage (origination) fee. Any fee is only charged if your loan settles. It is added to your loan amount, so it forms part of your repayments, and it is never paid upfront. We'll explain any fees before you go ahead. Our credit guide explains how our fees and commissions work.
No. Our brokerage fee is never paid upfront. If a fee applies, it is added to your loan and shown in your quote before you sign.
It's harder than a rigid or tipper. Prime mover lenders usually want several years of ABN and GST, property backing and a previous truck loan. New owner-drivers often start with a rigid, or bring a larger deposit. A work letter and heavy licence history help.
40+ lenders, including specialist commercial and heavy vehicle lenders. Which ones are relevant depends on the truck, your ABN history, property and credit history.
Often, yes. Low doc needs ID and your self-declared income, with no full financials or tax returns, and lenders choose which low doc loans they offer. If you can supply BAS or business bank statements, that opens a lite doc option as well. See low doc loans.
Yes. The lender pays the seller in any state. We run a PPSR check first, and you'll need an inspection to register an interstate truck in WA. For auctions, get pre-approved before the day so you know your limit.
Many lenders fund trucks up to around 15 to 20 years old at the end of the loan, and a few go to 25. Older trucks may need an inspection, a shorter term or a specialist lender.
Often, yes, if bought together. Some lenders also offer facilities that cover several trucks and trailers.
No. Getting a quote has no impact on your credit score. A credit enquiry is only listed on your file if you go ahead with a formal application, and we tell you before that happens.
It depends on the lender and how quickly we have your documents. Some lenders decide within hours and many straightforward applications are decided in a day or two. We can't promise an approval or a timeframe.
Two quick steps. Getting a quote won’t affect your credit score.
Greenside Finance Pty Ltd (ABN 76 678 053 122) is an Authorised Credit Representative (#561052) of Fintelligence Pty Ltd, Australian Credit Licence #511803. Unit 5/531 Hay St, Subiaco WA 6008 · 1800 147 336. All finance is subject to lender approval, terms, conditions and fees. Information on this page is general and doesn't consider your objectives, financial situation or needs.
